ed to do tobogganing in a certain area. Snow Shoe Hiking

You read and hear a lot about hedge funds. Unfortunately Cheap Randall Cobb Jersey , most of what you hear is negative because it comes from the major media that has an interest in reporting negatives about them because the major media is supported by so-called standard mutual funds and brokerage companies that spend big bucks for advertising. Hedge funds are NOT allowed to advertise.

First of all a hedge fund is almost identical to a mutual fund. There have actually been fewer fraud complaints about hedge funds than about mutual funds. That doesn't mean they don't lose money just as regular mutual funds do.

The underperformance of mutual funds is not highlighted in the press; you don't bite the hand that feeds you. I'm talking about advertising revenues. Would Janus, Invesco, Vanguard or any big fund family continue to place advertising dollars with someone who told stories about their losing funds or recommended that investors sell them to find a better performer? Hardly.

Mutual funds use customers' money to buy stock and bonds. Hedge funds are not limited to what they can buy. The can buy or short sell derivatives Cheap Mike Daniels Jersey , commodities, options, oil and gas leases Cheap Clay Matthews Jersey , freight rates and even take an investor's money to the race track (although I doubt if they would). The managers of these funds are specialists in their field of knowledge and many do extremely well. Just because they are different doesn't make them bad. Like all investments you must know where your money is going and how it is going to be invested.

The one major difference is how the fund manager is paid. Regular mutual fund managers are paid on how much money they manage and NOT on performance. Hedge fund managers usually receive 1% of the fund assets that goes for expenses and 20% of the profits they make for their investors. In other words if they don't make a profit for you they don't get paid. I sure would like to see them do that in regular mutual funds, but the Securities and Exchange Commission is the captive of the mutual fund industry so don't hold your breath. The true ability of fund managers would be exposed and many funds would disappear as the smart investors would be transferring their money to fund managers who have winning records every year. Yes, every year. No more of the nonsense of how they beat the S&P500 by 5% yet lost your money.

So many of the hedge fund articles say the investors are being hood winked into putting money into these funds. I don't think so. Almost every big state and corporate pension plan Cheap Aaron Rodgers Jersey , university endowment, charitable trust and other large financial plans have money in hedge funds. Like any cautious investor they did their due diligence to find out the track record and management capabilities of the hedge fund.

You have to be rich to put money into a hedge fund. They require an income of $200,000 per year and assets of one million or more. Many require large initial investments.

If you qualify they are definitely a better place than a regular mutual fund Cheap Dexter Williams Jersey , but you must do your due diligence.

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at and discover why he's the man that Wall Street does not want you to know.

Copyright 2005
Zermatt is famous for its beautiful ski areas. The tourist鈥檚 peak season for this Swiss Alps resort village starts in the month of November and ends in February. During this season Cheap Jace Sternberger Jersey , most of Zermatt鈥檚 ski pistes are well covered in snow and is perfect for ski and snow boarding. Zermatt has different ski slopes for all types of skiers, from beginners, intermediate to advanced skiers. There are also lots of Zermatt ski schools and sports rentals shops that can help you as you go and brave the slopes of the Matterhorn and other ski areas.


Besides Zermatt skiing Cheap Elgton Jenkins Jersey , there are also lots of fun filled outdoor activities that you and your family can enjoy when in Zermatt. Here are 3 of the must things to do in Zermatt during winter. Zermatt Hotels


Ice Climbing


Ice Climbing is one of the most popular extreme sport activities in Zermatt. By climbing steep rock walls and narrow crevices, adventurers can be treated with wonderful views of frozen waterfalls, fascinating ice formations and other natural wonders. This extreme sport is not for everybody. If you want to try out this sport Cheap Darnell Savage Jr. Jersey , you must at least be of good physical condition, no fear of heights, and has some experience in rock climbing and mountaineering. Popular sites for ice climbing are Furi and Findelbach.


Toboggan


Tobogganing or sledging is best alternatives for skiing. They are very popular with the local kids wherein they call the sport 鈥淯Z the Red Horse鈥? The Rotenboden slopes are the best slopes for tobogganing. Each toboggan run in this area can last anywhere from 5 to 10 minutes. There are also lots of toboggan slopes scattered around the village. Many Zermatt sport shops and hotels rent toboggan for a minimal fee. Just remember that you are not allowed to run your toboggan in ski pistes. Kindly ask around or look for signs if you are allowed to do tobogganing in a certain area.
Snow Shoe Hiking


For those who want to hike and see different areas in and around Zermatt and in the Matterhorn Cheap Rashan Gary Jersey , you can try out Snow Shoe Hiking. Snow shoes are snow equipment that allows people to walk in sn