A home equity loan can b

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A home equity loan is typically a second mortgage. As such, it has a higher interest rate than a first mortgage, and a shorter time period to pay it back - up to 15 years.


What Are The Advantages?


A home equity loan can be used for any purpose. It has the best value Dylan Larkin Jersey , though, when used for renovations or improvements on your home. Besides adding to the value of your home (increasing equity even more), the portion used for your home improvement is usually tax deductible, too. This brings down the interest rate more when used for this purpose.


A home equity loan can also be obtain