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Apply For A Business Credit Card

Posted by nick_niesen on October 29th, 2010


For as long as you can remember you聮ve wanted to start your own business, to be your own boss. The idea of creating something from scratch and watching it grow and thrive under your tutelage is enough to gives you chills. You聮ve spent years preparing for the day that you could call yourself a proprietor. You聮ve taken classes. You聮ve worked as employee at businesses similar to the one you dream of owning. You聮ve studied demographics. You聮ve applied for licenses and permits. You聮ve been advertising the grand opening for weeks. You聮ve hired a team of employees. You thought you were ready for anything cheap air max outlet , but now, as you stare at the monthly bank statement in your hand you realize that you over looked one small detail. You had no idea how much the chore of getting your business up and off the ground was going to cost.


Looking at the final number on the statement you realize that your dream business going to fail before you even open the doors for the grand opening.


You have a few options. You could beg your parents for a loan. Providing they have enough money it might be a good idea. Most parents are willing to help out and if you fall a little behind they aren kely to shoot you in the kneecaps.


You could apply for a bank loan. While this is a viable option odds are you already have at least one sizeable loan and have also tapped into several additional lines of credit. The other flaw with this plan is that most banks are wary of giving loans for new businesses. Who can blame them? The odds of a new business surviving the first five years are something like two out of five. Many of the owners of these failed businesses have sank most if not all of their personal money into the new business and are forced to declare bankruptcy when the business folds. These are high risk loans for banks.


You could apply for a business credit card.


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