Avoiding ID Theft and Credit Fraud Finance Articles | February 19 Cheap Men's Nike Vapormax Pale Grey Shoes Sale , 2005 Article excerpted from the new book, ?How to Do Space Age Work with a Stone Age Brain? TM copyright 2004, all rights reserved, by Eve Abbott, the Organizer Extraordinaire
Each year billions of dollars in credit fraud is perpetrated on unsuspecting citizens. With so much personal information publicly available (or easily available to someone with medium computing skills) it is essential to develop good habits to prevent your information from falling into criminal hands. It is possible for someone to create an entire identity (get driver's license, etc.) based on just a few pieces of information.
I know of an employee who sustained an on-the-job injury then applied for disability. He was shocked when they turned him down. According to Workmen's Compensation records he had been collecting disability for the last year and a half. Someone had gotten their hands on enough information to drain his account!
It can take years and thousands of dollars to correct an identity theft, credit fraud or a simple key entry error by a clerk at a Credit Bureau. It takes minutes for you to do these simple tips:
Destroy all pre-approved credit offers you get in the mail before you discard them. Otherwise, someone can fill out a new address and get credit in your name. Use a paper-shredder for all documents with your financial or legal information included. Sign all your credit cards with 'Please ask for photo ID' instead of your signature.
Never give out your SSN or credit card information on the phone unless you initiate the call and you know to whom you are talking. Never carry your social security number in your wallet.
You don't have to give your SSN to businesses that request it, although they do have the right to refuse service. Only government agency, and employment or tax related inquiries must be answered.
Reduce the number of pre-approved offers you get by requesting these credit bureaus remove your name from their lists: TRW (800) 353-0809, Equifax (800) 219-1251 and TransUnion (800) 241-2858.
Once a year carefully check out your free credit report from Experian (800) 682-7654 and free Social Security file (800) 772-1213. If you are denied credit based on your report, the issuing credit bureau must provide you with a free copy upon request - even if they usually charge for it.
Do not give out confidential information on e-mail or do financial transactions on the Internet unless it's secure and encoded. (Look for the SSL reference)
Check guarantee and check verification agencies must provide the same protection as credit bureaus, such as access to your report and correction of errors. If your check is refused, get the agency name.
For assistance in re-establishing good credit and correcting errors, the non-profit Consumer Credit Counseling Service may be able to help you. To find the office nearest you call (800) 388-2227. You can check out more free time-saving tips at http:www.organize
Article Tags: Credit Fraud
Sermons That Work Bring People Closer To Christ
by lhhoustonchurch · June 17, 2019
Isn’t looking for fellowship the core of the Gospel? Jesus came “to assemble all the dissipated offspring of God,” says the Gospel of St. John. What’s more, he requests that we take an interest with him in the making of this solidarity among individuals. And the best way to achieve that is by participating the online church sermons. Indeed, Christ has left us another way as his heritage. It is dependent upon us to find this, to uncover it.
The holes and disagreements that partition humankind is so profound. General false impressions create strains and clashes among landmasses and between nations, between ages, between natives of a country and outsiders. We have never had such huge numbers of conceivable outcomes and methods for correspondence. But then the divisions among individuals are deteriorating.
The compromise of Christians, obviously, requires religious and chronicled reflection. Be that as it may, it requires above all else experiences between individuals: this might be the principle commitment of the journey of trust.
Through various experiences between individuals, it is as of now conceivable to foresee the compromise we are aching for among all the immersed. What’s more, this gives us Christian鈥檚 dynamism to be bearers of harmony in humanity.
Here we have, without fail consistently, the experience that Christ can unite us past all outskirts. Free Baptist Sermons are here to save us from divide and rule. These sermons will unite us and help us to grow positively. It is by living such a great event, that the accommodated Church could turn into the core of a general fellowship.
The journey of trust, with its progressive stages in each city, makes us find all the more profoundly the face and the occupation of the Church. In each spot where we have a gathering, we are invited by the neighbourhood Church, by Christians of various categories.
Wherever we go, we find that the correct houses of worship are experiencing troublesome circumstances. Today, in every one of the Churches, organizations face constraints; they see the requirement for change, yet no one knows precisely in which direction to go.